Examining the option of staying in your home

One thing you know too well is that you can't predict the future. Your life may have turned out very different from the way you imagined or planned, and there is no reason to expect your remaining years won't have their own surprises. Some of those surprises may bring joy, and others will bring pain. However, the wisdom in your heart tells you to prepare the best way possible for the difficult times that may arise.

Like many people as they grow older, you may have a difficult time imagining becoming too ill to stay in your home. It may be your goal to remain in the home where you raised your family for as long as possible, until the end of your life, if feasible. Fortunately, with proper help, many in New York are able to remain in their homes even after they have undergone surgery or have recently spent time in the hospital.

Pros and cons of home health care

Home health care is a viable option for many over the age of 65 or for those who are younger but need rehabilitative care at home. About 7.6 million people stay in their homes and receive services for their chronic, terminal or permanently disabling conditions. Receiving home health care has its advantages and disadvantages, so it is wise to understand the concept so you can make careful long-term plans. Some of the advantages of home care include the following:

  • It is less expensive than a hospital or nursing home.
  • You can maintain familiar surroundings while you work to maintain your health.
  • You will receive one-on-one attention from your caregiver.
  • Your family can participate more freely in your care than they could if you were in a hospital or nursing home.

While some of these advantages may seem convincing, consider the other side of the coin by looking at a few disadvantages to home health care:

  • While home care is cheaper than a nursing home, the costs — both financial and personal — can add up quickly, particularly for those family members who are an integral part of your care.
  • Staying at home often leads to isolation and depression.
  • Despite the personalized attention, your home care staff is not federally regulated and may place your well-being at risk due to lack of training and supervision.
  • Family members who take on the responsibility of caring for an ill or aging loved one quickly find themselves burning out. Additionally, they frequently miss time from work to care for a homebound loved one.

Whatever your situation, you will benefit from having an attorney help you plan for the long-term care options that are best for you. With your personal goals in mind, you can freely discuss your wishes with an attorney for peace of mind and better chances that your future won't surprise you.

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