Most New York residents want to do what is best for their loved ones. In some cases, that may mean seriously considering placing a parent or other loved one in a nursing home. This thought can easily bring a number of emotions from guilt to relief, but this move may be necessary when a family member is at risk of suffering injury or other harm from living alone.

Because this type of decision can have major impacts, it is important to keep the idea of utilizing a nursing home as a possible option. Some individuals may think that they will never put their parent in a home and that they can handle all the necessary actions needed to provide care. However, that is not always the case, and professional, 24-hour care may be needed.

While it is important to take a loved one’s care wishes into consideration, it is also vital to remember that those wishes may not always make for the best scenarios. Individuals need to think about the parent’s care needs now and what he or she may need in the future. Though a loved one may want to stay at home, it is not always the most feasible option to ensure that he or she stays safe and well.

Of course, while utilizing a nursing home can be necessary, it can also prove expensive. New York residents who believe that their loved ones may need this type of care could find it useful to determine how they and their family members can plan ahead for long-term care. Estate planning options may be able to help set aside funds for this specific use and allow them to determine possible avenues for obtaining financial assistance.