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From the desk of Barrie E. Bazarsky, Esq. In my last blog, I discussed no fault coverage. Here, some other aspects, specifically bodily injury (BI) and how it relates to my favorite coverage, supplemental uninsured/underinsured coverage (SUM) will be explained. When...
When you create your estate plan, you will focus on many different components at a given time. For example, your will and trust are two separate pieces that will require their own time and attention. One overall category of importance are the key figures in your will....
The following is a guest blog by Henry Montag, CFP. Most Individuals purchase a life Insurance policy, place it in their safe or bottom left desk drawer, and await the bill so it can be paid and mailed to the Insurance company to maintain their coverage. Most...
From the desk of Barrie E. Bazarsky, Esq. In a previous blog, I mentioned automobile insurance coverage. When I give seminars, I usually include this topic. This is an important topic I discuss with my clients. Why? Because all motor vehicle owners must have...
Planning for where your loved one will live in his or her last years is often a very fraught decision. One of the things that many families concern themselves with is how much a nursing home costs. Some Americans believe that Medicare will cover their nursing home...
When you have a child with special needs, you may need to take extra steps when working on your estate plan so that you may preserve your child's eligibility for government help. Your child’s ability to collect certain types of benefits, such as Medicaid or...
From the desk of Barrie E. Bazarsky, Esq. A gentleman was referred to me for injuries sustained in an automobile accident. He was in the first car of a four-car chain reaction. His car did not sustain much damage, but his complaints grew over time. First, he had...
A will is one of the most important documents to include in your estate plan. In its most basic form, a will dictates how to divide your assets after you die. Without a will, the American Bar Association states that who receives your property after your die could be...
From the desk of Felicia Pasculli, Esq. It is important for a single person to undertake long term health care and estate planning. Most single persons think planning is just for couples. It’s not surprising; the law has always been predisposed to the traditional...
Planning for the future is important. However, more people plan for financial reasons than for medical ones. An advance healthcare directive gives directions regarding health and medical care if you are in a state in which you are unable to make these decisions....
