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For those New York residents who are in need of long-term care, New York State offers two Medicaid programs to cover the cost of such care. There is Community Medicaid, where the care is customarily administered in the person’s home by an aide, and Chronic Medicaid,...
Without warning, serious illness or injury may strike, leaving people unable to make medical decisions for themselves. Who will speak up for them when they cannot give voice to their wishes? As part of their estate plans, many people create advance care directives,...
Discrimination based on age (“ageism”) is usually not viewed with the same seriousness as other forms, such as racism and sexism. However, demographics show that 42% of the United States’ population is over the age of 45. On average, 10,000 baby boomers turn 65...
When the time comes to move a parent into a New York nursing home or assisted living facility, the budget may play a key role in where your parent ends up. However, using a budget alone to select a nursing home for your mother or father may expose your parent to...
Before entering a nursing home or assisted living facility, many seniors need to obtain Medicaid benefits to pay for the cost. However, qualifying for Medicaid involves falling within a relatively low income bracket and having fairly minimal assets. New York’s...
Families who are helping a loved one transition into a nursing home or assisted living facility have to process an overwhelming amount of information and make some very difficult decisions. At a time when people are feeling scared and vulnerable about what will happen...
You love your mother and want her to be happy, which is part of the reason why you did a lot of research and selected the very best nursing home for her needs. However, what do you do if your mother calls you up with a litany list of complaints against the nursing...
Identity theft can take away everything a person has worked so hard to build and replace it with uncertainty and fear. Seniors face a higher risk of identity theft because many have diminished mental function and do not recognize warning signs until it is too late. ...
Most seniors spend the majority of their adult lives in school and working so they can retire comfortably. Unfortunately, health deteriorates as people get older. In some cases, your loved ones may lose autonomy over finances and other key aspects of their lives. The...
New York residents like you work hard to ensure that your estate provides you with everything you need in life. Going a step beyond that, you want to ensure that it provides for your loved ones after your death, too. Thus, you want to ensure that your estate plan...
