Solving Problems With Medicaid And Medicare Benefits
Nursing home costs are on the rise and often, families find requirements for Medicaid and Medicare confusing. At Futterman, Lanza & Pasculli, LLP, our attorneys provide representation for Medicaid and Medicare issues for clients in Long Island and throughout New York from our main offices in Smithtown and Bay Shore.
Let Us Help You Navigate The Complex Waters Of Medicaid And Medicare Services
Elder law is complex and easily misunderstood by those going through the process alone. If you are faced with a Medicare or Medicaid issue, it is in your best interests to consult with an elder law attorney. You may qualify for health care benefits, and we can provide you with information on how to assess your unique situation. Benefits for Medicare and Medicaid are often misunderstood, but contain basic characteristics, including:
- Medicaid is a means-tested government program for long-term nursing home care or community home-based care. Medicaid planning involves asset transfer requirements and other rules of eligibility.
- Medicare is a government-sponsored insurance program for elderly or disabled individuals. Regardless of income or assets, most seniors qualify for the program.
Medicaid “Spend-Down” Requirements
If you have heard about the Medicaid spend-down or look back requirement but are unsure of what that means for your family, let us answer your questions. New York has specific requirements regarding the amount you can hold in assets and the “look-back” period for when the applicant eliminated assets for Medicaid planning. Too many clients believe “the government will take all my money,” but nothing could be further from the truth. Asset preservation is always possible but only with guidance from an experienced elder law attorney.
Medicaid, Medicare And Asset Protection Advice
We provide the legal guidance clients need to protect assets and obtain Medicaid or Medicare benefits. We are dedicated legal advocates for clients seeking to attain Medicaid and Medicare benefits and will appeal decisions if benefits are denied. We are skilled at confirming requirements and identifying benefits for clients. For every case, we use a compassionate, yet assertive legal approach to attain a fair and just level of benefits for our clients.
Our experienced lawyers give advice about health care coverage and how to seek better coverage. Medicaid and Medicare benefits can overlap with veterans benefits. We use our thorough understanding of elder law and veterans benefits to determine the best strategy and address all possible benefits to pursue.