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Medicaid has restrictions that prevent certain income levels from qualifying. However, Medicaid offers a program called the Excess Income program. Otherwise known as the Surplus Income program or Spenddown program, the goal is to provide Medicaid for people who have...
The amounts listed below are the 2022 Medicaid Regional Rates, which represent the average cost of a nursing home in each of the seven regions in the State of New York. These rates are used to calculate transfer penalties that may result from the gifting or...
For those New York residents who are in need of long-term care, New York State offers two Medicaid programs to cover the cost of such care. There is Community Medicaid, where the care is customarily administered in the person’s home by an aide, and Chronic Medicaid,...
Without warning, serious illness or injury may strike, leaving people unable to make medical decisions for themselves. Who will speak up for them when they cannot give voice to their wishes? As part of their estate plans, many people create advance care directives,...
On April 7, 2020, New York State made changes to the qualification rules with respect to community Medicaid benefits (e.g., home health aides). The new law now imposes a 30-month financial lookback for individuals applying for community Medicaid benefits. This law...
When your parents get older and need more care, you likely will begin investigating how much it costs to live in an assisted-living facility or nursing home in New York. Very quickly, you’ll realize your parents’ nest egg may not cover the high costs. A month in a...
If your parent needs long-term care, he or she may qualify for Medicaid. However, New York has income and asset limits in place that affect eligibility. Learn more about the financial qualifications for New York Medicaid for seniors who need nursing home assistance....
The Medicaid program can provide you with benefits and coverage that you may not get through other health insurance you have, including Medicare. According to Medicaid.gov, your eligibility for this program depends on your income level because it is only for...
Medicaid is a federal program that provides additional coverage for seniors who have a low income. These additional services can help your parents pay for their long-term care needs, such as nursing facility costs. It also covers items that Medicare does not, such as...
All across America, many people rely on Medicaid for health care. To receive funding, the federal government disburses funds to state governments that then pass it on to those who need it. The federal government has been hinting at potential changes to this process...
